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HOME » Archives for January 2009

Lawmakers Introduce Real Estate Solutions

January 26, 2009

Lawmakers have been working quickly to create solutions to our struggling real estate market. Many of these new measures lawmakers hope to get in front of the new President as soon as possible. Below are just a few of the new measures that will soon be presented to Obama for his approval signature.

• Toxic Asset Relief Program (TARP) needs approval to use the balance of the $700 billion dollar program that will be working towards foreclosure relief, solid loan modification guidelines to ease the process for homeowners as well as continuing the efforts of “Hope for Homeowners.”
• The American Recovery and Reinvestment Act of 2009, if put into work will allow for 3 million to 4 million jobs as well as up to $275 billion worth of tax cuts and approximately $550 billion to put towards unemployment benefits, and investments in science and technology.
• HR 230 promotes Fannie and Freddie to provide fixed rate mortgages of 4% or less in efforts to provide more affordable mortgages.
• HR 600 will once again allow down payment assistance programs to be seller funded when using FHA backed loans.
• HR 514 in essence new rules for lenders to follow and live by, in efforts to regulate the industry many feel played a huge part in the distress we are seeing today in the real estate market.

h/t Peter Toner San Diego

Ever Been Criticized?

January 22, 2009

Go get a fresh cup of coffee, I’ll wait. Now, kick back, put your feet up and dream…

If you’ve ever had a dream – you’ve also had critics. It seems they show up right on cue every time that special new dream begins to form. Critics come in the form of family members, employers, friends, and associates.

Interestingly, the only opinion worth listening to is your own. The opinions of others simply reflect their own limitations – and have nothing to do with the achievement of your dreams. Just imagine how shallow the world would be today if the following individuals had listened to their critics:

Arnold Schwarzenegger’s family said, “How long will you go on training all day in a gymnasium and living in a dream world?”

Mary Kay Ash’s attorney advised two weeks before her first store opening, “Liquidate the business right now and recoup whatever cash you can. If you don’t, you’ll end up penniless.”

His teachers to Ray Charles: “You can’t play the piano, and God knows you can’t sing. You’d better learn how to weave chairs so you can support yourself.”

What Diana Ross heard her teacher say when auditioning for a high school play: “You have a nice voice, but it’s nothing special.”

Have a dream? Live it, pursue it, and achieve it – with a passion!

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