The New HARP : Breaking Down The Revamped Program’s First Wave Of New Applicants

October 31, 2011

The U.S. government revamped its HARP program. With charts and commentary, view an analysis of the first 500 would-be HARP participants. Data includes Median LTV, Median Interest Rate, and Average Loan-to-Value.

For The First Time Since 2008, Mortgage ARMs To Adjust Higher

October 28, 2011

If you have an adjusting ARM, you’ve been lucky — it’s been adjusting lower for the past few years. Unfortunately, that’s about to change

Three Months Ago, The Housing Market Was Already Recovering

October 27, 2011

According to the Case-Shiller Indes, housing market has bounced off its bottom and recovery is already underway. But the Case-Shiller Index is flawed.

Are Banks Holding Today’s Mortgage Rates Artificially High?

October 26, 2011

Mortgage rates are ultra-low these days, but they ought to be lower. Mortgage lenders may be holding mortgage rates artificially high.

Mortgage Rates Could Balloon After Wednesday Greece Outcome

October 25, 2011

It’s a single-focus market, folks, and Greece is the word. If you’re shopping for mortgage rates, heads-up.

Luxury Home Market Makes Big Gains; Jumbo Mortgages Pave The Path

October 21, 2011

Forget the “weak market” talk. Home resales improve across all price points nationwide — even for luxury homes. The jumbo market is thriving.

The Half-Truth In The Housing Starts Data

October 20, 2011

With its Housing Starts coverage, the press told just half of the story — and not the half that matters to buyers and seller. Here’s what you need to know.

What To Expect From The Revamped HARP Refinance Program

October 19, 2011

The HARP mortgage program will be revamped soon, government officials say. A lot more homeowners will be HARP-eligible. Here’s what you need to know about the upcoming changes.

Buy A Foreclosed Home, Get A Great, Low Mortgage Rate

October 18, 2011

With each passing month, there are fewer and fewer foreclosures nationwide. Foreclosures are down on a year-to-year basis for the 12th straight month.

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