Roots of the Financial Crisis

December 21, 2008

News about the financial crisis remains in the forefront of media coverage. I try not to listen to the reports every day. It frightens and angers me at the same time.

And yet…

I need and want to stay informed for professional and personal reasons.

Instead of watching and listening to televised coverage, which has inherent biases; I prefer academic explanations. Perhaps I’m fooling myself by thinking neutral tones is an indication of neutral viewpoints.

This morning I watched a video presentation of American Enterprise Institute’s Peter Wallison.

What I find most disconcerting is the well rounded explanations of events leading to the problem do not offer well rounded suggestions for moving out of the problem.

And…

The more I read about how the Fed did not get value for the $1.2 trillion it has purchased in “assets” since October, the more apprehensive I become.

My real estate friends and I have been brushing up on financing options prevalent in the early-1980s:

  • Land Contracts
  • Promissory Notes
  • Lease Options

Seller financing isn’t an option for every transaction, but it can be a win-win situation for buyers and sellers.

Ready to move and don’t know where to turn?

Buying or selling a home should be a good experience, one that makes you feel confident. Call or email today! Talk to someone who cares and understands.

h/t Tom Royce

What Deflation Does to Mortgage Rates

November 24, 2008

Consumer spending slows either by choice (“deal-hunting”), by discretion (“wait-and-see”). or by necessity (job cuts). Read the full story from mortgage planner Dan Green.

The Mortgage Reports Blog- What Deflation Does To Mortgage Rates

Atlanta Real Estate Market Update

November 12, 2008

Market Reports for North Atlanta Zip Codes - Atlanta Real Estate Update: November 9, 2008

Altos Research latest article with Forbes.com is out. Kennesaw, GA is on the list of suburbs with the best conditions for sellers.

Sure the best properties, properly priced, in the best neighborhoods, will find their buyers. In fact we documented surprising resiliency in some markets through the summer. But even though prices might be holding, demand continues to slip. By our Market Action Index, there are essentially no markets with demand levels high enough to call them “Seller’s Markets”. “We settled on identifying ten suburbs whose demand trends (as measured by Market Action Index and days on market) simply weren’t horrible,” says Michael Simonsen, chief executive of Altos Research.

Typical Atlanta real estate market analysis is based on home prices and home sales that happened months ago. In order to make the best decisions, wouldn’t you like insights based on today’s Atlanta real estate prices?

Each week we take a snapshot of the Atlanta real estate market. Our Real-time Market Profile(TM) is the most up-to date Atlanta market information available. The Profile shows you not only Atlanta real estate pricing and market numbers, but also trends in those numbers.

How’s YOUR market?

MARIETTA Real Estate Market (30062)

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MARIETTA Real Estate Market (30068)

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ROSWELL Real Estate Market (30075)

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ALPHARETTA Real Estate Market

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CUMMING Real Estate Market

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DULUTH Real Estate Market

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SUWANEE Real Estate Market

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CANTON Real Estate Market

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Copyright © 2008 Altos Research LLC. All Rights Reserved.

Stay up to date with housing trends in your area!

Atlanta Real Estate Market Update

November 11, 2008

Market Reports for North Atlanta Zip Codes - Atlanta Real Estate Update: November 2, 2008

Typical Atlanta real estate market analysis is based on home prices and home sales that happened months ago. In order to make the best decisions, wouldn’t you like insights based on today’s Atlanta real estate prices?

Each week we take a snapshot of the Atlanta real estate market. Our Real-time Market Profile(TM) is the most up-to date Atlanta market information available. The Profile shows you not only Atlanta real estate pricing and market numbers, but also trends in those numbers.

How’s YOUR market?

MARIETTA Real Estate Market (30062)

Real-time market research for MARIETTA

Real-time market research for MARIETTA

MARIETTA Real Estate Market (30064)

Real-time market research for MARIETTA

Real-time market research for MARIETTA

MARIETTA Real Estate Market (30066)

Real-time market research for MARIETTA

Real-time market research for MARIETTA

MARIETTA Real Estate Market (30067)

Real-time market research for MARIETTA

Real-time market research for MARIETTA

MARIETTA Real Estate Market (30068)

Real-time market research for MARIETTA

Real-time market research for MARIETTA

ROSWELL Real Estate Market (30075)

Real-time market research for ROSWELL

Real-time market research for ROSWELL

ROSWELL Real Estate Market (30076)

Real-time market research for ROSWELL

Real-time market research for ROSWELL

ALPHARETTA Real Estate Market

Real-time market research for ALPHARETTA

Real-time market research for ALPHARETTA

CUMMING Real Estate Market

Real-time market research for CUMMING

Real-time market research for CUMMING

DULUTH Real Estate Market

Real-time market research for DULUTH

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SUWANEE Real Estate Market

Real-time market research for SUWANEE

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CANTON Real Estate Market

Real-time market research for SUWANEE

Real-time market research for SUWANEE

Copyright © 2008 Altos Research LLC. All Rights Reserved.

Stay up to date with housing trends in your area!

Atlanta Real Estate Market Update

October 26, 2008

Market Reports for North Atlanta Zip Codes - Atlanta Real Estate Update: October 26, 2008

Typical Atlanta real estate market analysis is based on home prices and home sales that happened months ago. In order to make the best decisions, wouldn’t you like insights based on today’s Atlanta real estate prices?

Each week we take a snapshot of the Atlanta real estate market. Our Real-time Market Profile(TM) is the most up-to date Atlanta market information available. The Profile shows you not only Atlanta real estate pricing and market numbers, but also trends in those numbers.

How’s YOUR market?

MARIETTA Real Estate Market (30062)

Real-time market research for MARIETTA

Real-time market research for MARIETTA

MARIETTA Real Estate Market (30064)

Real-time market research for MARIETTA

Real-time market research for MARIETTA

MARIETTA Real Estate Market (30066)

Real-time market research for MARIETTA

Real-time market research for MARIETTA

MARIETTA Real Estate Market (30067)

Real-time market research for MARIETTA

Real-time market research for MARIETTA

MARIETTA Real Estate Market (30068)

Real-time market research for MARIETTA

Real-time market research for MARIETTA

ROSWELL Real Estate Market (30075)

Real-time market research for ROSWELL

Real-time market research for ROSWELL

ROSWELL Real Estate Market (30076)

Real-time market research for ROSWELL

Real-time market research for ROSWELL

ALPHARETTA Real Estate Market

Real-time market research for ALPHARETTA

Real-time market research for ALPHARETTA

CUMMING Real Estate Market

Real-time market research for CUMMING

Real-time market research for CUMMING

DULUTH Real Estate Market

Real-time market research for DULUTH

Real-time market research for DULUTH

SUWANEE Real Estate Market

Real-time market research for SUWANEE

Real-time market research for SUWANEE

CANTON Real Estate Market

Real-time market research for SUWANEE

Real-time market research for SUWANEE

Copyright © 2008 Altos Research LLC. All Rights Reserved.

Stay up to date with housing trends in your area!

Atlanta Real Estate Market Update

October 19, 2008

Market Reports for North Atlanta Zip Codes - Atlanta Real Estate Update: October 19, 2008

Typical Atlanta real estate market analysis is based on home prices and home sales that happened months ago. In order to make the best decisions, wouldn’t you like insights based on today’s Atlanta real estate prices?

Each week we take a snapshot of the Atlanta real estate market. Our Real-time Market Profile(TM) is the most up-to date Atlanta market information available. The Profile shows you not only Atlanta real estate pricing and market numbers, but also trends in those numbers.

How’s YOUR market?

MARIETTA Real Estate Market (30062)

Real-time market research for MARIETTA

Real-time market research for MARIETTA

MARIETTA Real Estate Market (30064)

Real-time market research for MARIETTA

Real-time market research for MARIETTA

MARIETTA Real Estate Market (30066)

Real-time market research for MARIETTA

Real-time market research for MARIETTA

MARIETTA Real Estate Market (30067)

Real-time market research for MARIETTA

Real-time market research for MARIETTA

MARIETTA Real Estate Market (30068)

Real-time market research for MARIETTA

Real-time market research for MARIETTA

ROSWELL Real Estate Market (30075)

Real-time market research for ROSWELL

Real-time market research for ROSWELL

ROSWELL Real Estate Market (30076)

Real-time market research for ROSWELL

Real-time market research for ROSWELL

ALPHARETTA Real Estate Market

Real-time market research for ALPHARETTA

Real-time market research for ALPHARETTA

CUMMING Real Estate Market

Real-time market research for CUMMING

Real-time market research for CUMMING

DULUTH Real Estate Market

Real-time market research for DULUTH

Real-time market research for DULUTH

SUWANEE Real Estate Market

Real-time market research for SUWANEE

Real-time market research for SUWANEE

CANTON Real Estate Market

Real-time market research for SUWANEE

Real-time market research for SUWANEE

Copyright © 2008 Altos Research LLC. All Rights Reserved.

Stay up to date with housing trends in your area!

Public Broadcast on Economy and Government Bailout

October 9, 2008

This American Life broadcast Another Frightening Show About the Economy this week.

In this episode Alex Blumberg and NPR’s Adam Davidson explain what happened leading to the bailout, including what regulators could have done to prevent this financial crisis from happening in the first place.

You can listen to the broadcast here or here.

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