HARP Mortgage Applicants : Statistics, Demographics And Figures
December 1, 2011
Statistics, geography, and demographics of the HARP Refinance Program’s first applicant wave. Data includes Median LTV, Median Interest Rate, and Average Loan-to-Value.
The Case-Shiller Index : Flawed, Unreliable, And Down In September
November 30, 2011
The Case-Shiller Index reports that home values fell in September as compared to the month prior. The good news is that we can ignore its findings.
The “Zero-Closing-Cost Mortgage” : Killed By The U.S. Government
November 28, 2011
A pending mortgage policy renders loans less valuable to banks on the “back-end”. Expect to pay more on the front-end instead. Zero-closing-cost mortgages are history.
Bring The Blog Kicks Off Its 6th Year
November 26, 2011
5 years ago, I founded Bring the Blog, a blog-for-you service for real estate and mortgage professionals. As of today, we’ve written fresh, relevant blog content for our subscribing members for 1,105 consecutive business days.
2012 Conforming And Jumbo Loan Limits For Every U.S. County
November 23, 2011
For the 6th straight year, there will be no change to the national conforming mortgage loan limit. Loans below the limit can be conforming mortgages. Loans above the conforming loan limits are may be “jumbo”.
The 4-Year “Buyer’s Market” Ends. Home Prices To Rise In 2012.
November 23, 2011
In October 2012, despite sparse home inventory, the number of properties sold increased still managed to increase 1.4% nationwide. If home prices really do change with Supply and Demand, 2012 should keep home sellers happy.
U.S. Home Affordability : See Where Your Hometown Ranks
November 22, 2011
As mortgage rates drop for conventional, FHA, jumbo and USDA loans, U.S. homes are more affordable than ever. See where your hometown ranks out of 225 cities.
November 2011 : FHA Loan Limits Raised To $729,750; Conventional To Remain At $625,500
November 18, 2011
FHA loan limits now exceed conventional loan limits in some high-cost areas. As of November 18, 2011, the FHA will insure up to $729,750. Fannie Mae and Freddie Mac cap at $625,500.
Home Construction Rises With The Economy; Higher Home Prices Ahead
November 18, 2011
The Housing Starts report shows a new construction rebound. For luxury homes and otherwise, builders prep for a strong 2012.




