2012 Conforming And Jumbo Loan Limits For Every U.S. County
November 23, 2011
For the 6th straight year, there will be no change to the national conforming mortgage loan limit. Loans below the limit can be conforming mortgages. Loans above the conforming loan limits are may be “jumbo”.
The 4-Year “Buyer’s Market” Ends. Home Prices To Rise In 2012.
November 23, 2011
In October 2012, despite sparse home inventory, the number of properties sold increased still managed to increase 1.4% nationwide. If home prices really do change with Supply and Demand, 2012 should keep home sellers happy.
U.S. Home Affordability : See Where Your Hometown Ranks
November 22, 2011
As mortgage rates drop for conventional, FHA, jumbo and USDA loans, U.S. homes are more affordable than ever. See where your hometown ranks out of 225 cities.
Buyers Of Foreclosures Get The Same Mortgage Rates As Everyone Else
November 15, 2011
The foreclosure market is heating up and supplies are ample. There are great deals out there if you know where to look. Just make sure to have your mortgage loan in order.
Mortgage Interest Costs Drop 21%; Refinance Without Having To “Start Over” For 30 Years
November 14, 2011
Today’s refinancing homeowners can lower long-term mortgage costs by one-fifth — enough to pay for a college education, in some cases.
New, Tough “Big Bank” Mortgage Rules Contrast With Looser HARP And FHA Streamline Programs
November 11, 2011
As programs like HARP II and the FHA Streamline Refinance break down refinance barriers, big banks are raising minimum mortgage standards. Mortgage rates are the lowest in history right now but fewer applicants qualify.
The HARP Refinance Checklist : Get HARP-Approved More Quickly
November 10, 2011
On Nov 15, the government will release the details of its new HARP refinance program. By Dec. 1, lenders will be accepting applications. Early applicants are expected to get the lowest mortgage rates.
Cash-In Mortgages : Could You Have “Gone Jumbo” Instead?
November 8, 2011
Cash-in mortgages are in demand, but are they right for you? Check your alternatives first including FHA Streamline Refinance, HARP II, and the jumbo market.
The FHA Streamline Refinance : The Complete Mortgage Guidelines (Plus Mortgage Rates)
November 6, 2011
The FHA Streamline Refinance program eschews “traditional” mortgage verifications of income and credit score but still maintains minimum loan standards for applicants. Read about the FHA Streamline Refinance in an easy-to-follow format.




